FICO

The stock surged due to an oversold rebound after a sell-off and a 15% workforce reduction announcement to cut costs and boost AI.

An FHFA policy shift allowed VantageScore onto mortgage pricing grids, driving major lender defections and a pricing war.

The stock fell as FHFA included rival VantageScore on GSE pricing grids and Rocket Mortgage adopted VantageScore as its preferred model.

FICO surged after the FHFA approved its Direct License Program, allowing direct score licensing to mortgage lenders and resellers.

The FHFA unified mortgage pricing grids for FICO and VantageScore, leading Rocket Mortgage to abandon FICO as its default scoring model.

FHFA regulatory changes ended FICO's mortgage scoring monopoly alongside lender defections and aggressive competitor pricing.

The stock rebounded after FHFA clarified VantageScore will supplement rather than replace FICO scores in GSE mortgage workflows.

The FHFA directed Fannie Mae and Freddie Mac to immediately allow mortgage lenders to use the competing VantageScore 4.0 credit model.

The FHFA mandated that GSEs accept rival VantageScore 4.0 from all mortgage lenders, ending FICO's mortgage credit scoring monopoly.

The FHFA ordered Fannie Mae and Freddie Mac to approve competing VantageScore 4.0, ending FICO's mortgage credit scoring monopoly.

The stock surged due to SEC disclosures of institutional buying and market re-evaluation of its oversold valuation.

FICO fell after a Q3 revenue miss, rising debt from stock buybacks, and an analyst downgrade citing market share loss to VantageScore.

FICO fell after missing Q3 revenue, issuing weak full-year guidance, receiving a Wolfe Research downgrade, and insider selling.

FICO dropped after missing Q3 revenue estimates, issuing weak full-year guidance, and increasing leverage to finance share buybacks.